Why get an appraisal from Absolute Appraisal Service?

Each year, thousands of people in Nevada buy, sell or refinance their home. Many of these transactions contain a simple line item for an appraisal. Even though there are an increasing number of automated home valuation methods that may appear to be more prudent than an appraisal, most lenders still want a local expert because the stakes are so high. But is securing a mortgage the only reason to get an appraisal? Are there also times when the services of a licensed, independent real estate professional could come in handy? You bet.


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Let Absolute Appraisal Service help you dispute your tax assessment in Carson City County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your real estate, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from Absolute Appraisal Service is your best evidence. At Absolute Appraisal Service,we can assist you in challenging your tax assessment.

Let Absolute Appraisal Service help you get rid of PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the property, nearly all lenders ask buyers to take out an added insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.

Absolute Appraisal Service can produce a statement regarding the value of your home, and the expense of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be an especially daunting experience for both parties, and it is often even more complicated by the strenuous decision of who maintains the property. Regardless of the situation, it's prudent to order an appraisal from Absolute Appraisal Service so both parties are entirely aware of the true market value of their property.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with Absolute Appraisal ServiceSettling an estate

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.

Let Absolute Appraisal Service help you with relocating to or from Carson City County

We are aware of the headaches associated with an employee relocation. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we suggest employees that are moving to provide remarks on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered.

Selling your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't related to the sales price, but rather they are calculated on our efforts to complete the appraisal.

We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.